It's brilliant. Kiva. It's mindblowing how little money is really needed to make a huge impact in the lives of others. Kiva is a micro-lending website that allows regular people (a.k.a., you and me) to lend as little as $25 to someone trying to start up their own business in the developing world. Apparently, more than 98% of the loans are paid back, and I'm not wealthy by U.S. standards, but I wouldn't be very upset if I lost $25 taking a chance on an entrepreneur trying to better herself and her family/community. Women seem to benefit the most from this project--and not just in wealth, but in empowerment and self-confidence. As if that weren't reason enough to celebrate, here are journals of the women describing how their lives have changed.
I love how internet + great idea (available to everyone) = no more middle man.
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